Wednesday, April 22, 2009

Property Auction

I did mention about property auction in my earlier post. I went for property auction which was held at Equatorial Hotel, KL on the 14th March 2009. Manage to secure 1 low cost apartment at below market price. Reserved price RM38,000. There are 2 bidders + me = 3 bidders. Successfully transacted at RM43,000. Good price as the market price for low cost flat ard there can fetch to RM56,000. Near my parents house so easy to monitor.The process :

1) Search For them

You have to search in many source for any good property that are on auction. You have to get the information 1st. Information is free. You could get it from :

a) Auction notices in Newspaper
b) Auction notices at courthouse, banks, lawyer's office
c) Auctioneers
d) Bank Officers
e) The Internet (the easiest..at a click of a button) ie. www.auctions.com.my
f) Real Estate Agent (like myself huh)

2) Study the property

Hey! its not easy to get a good deal ok.. You have to do some works / study also...

a) Call the Auctioneer or Agent to get more details of the property. Ask :

1) Technical details : how many rooms, bathrooms, size, etc..
2) No of times the property has been auctioned off and prices at those auctions
3) No of people interested or inquiring about the same property. for you to have better idea of the competition.
4) Ask him to fax / email POS - Proclamation Of Sales. It state complete details of the property; the term & conditions, date n venue of Auction

b) Check the title of the property.

Go to land office and do the title search, you have to pay RM20-30 per search. Make sure 1 important thing : NO CAVEAT. Any caveat carry by the property = forget about it. Move on.. Other details to know abt the property; restriction-in-interest, need consent for leasehold..etc... ask agent..

c) View the actual property yourself.

Is it empty or occupied? Empty = Good Occupied = check is it worth bidding. If occupied by : Tenant stay :- Best if tenant willing to vacate the place. If not, ask neighbours about the tenant - any problems, good / bad tenant. If problematic tenant, just walk off. He has the tendacy to stay there and not paying rental which is the worst investors nightmare.
Owner :- U might have to think to walk off also. How if he doesnt want to vacate the house? You gonna face a lengthy process of police report, court order to get him out of the house which means more money to come out...

d) Set The Ceiling Price...Be Discipline

Discipline yourself and set a ceiling price for the property. Make sure it doesnt exceed the ceiling price esp.. market price. Dont ever be soo fool to buy auction property above market price. You are trying to make money out of the auction property..why should you pay above market price? I dont understand sometimes people are too emotionally carried away during the auction process and pay above the market price. Once it touch your ceiling price - walk off. dont wait.

Cont... Auction Process

Sunday, April 19, 2009

Halal or Non Halal @ Carrefour

We went to buy some food supply from our fav place..Carrefour. When I was choosing some cheese (for both my big n small babies who love cheese alot)..I came to realize one important thing is missing.. there was no halal sign at Carrefour's cheese... I wonder why. When we check on other items nearby.. it seems all imported products which repacked by Carrefour brand are not having Halal tag? Is it a mere mistake or it is a non halal product which obviously mixed together with those which are halal? Arent they should be more sensitive on Halal issue as they have been in Malaysia which is a Muslim country for ages.. and they even plan and already opening more branches nationwide.. Only product which produce in Malaysia and repacked under Carrefour brand have the Halal logo... Like the cheese, it has the superbrand logo.. but Halal? I wonder why....


Any Halal sign on this side?


Any on this side?


This side?


Any?



How about this product? Any Halal sign?


This side? No rite..


This one also dont have


So this... And these 2 products aren't made locally


This which clearly Made in Malaysia has the halal sign eventhough its repackaging under carrrefour brand....



Eating @ Italiannies Sunway Pyramid

When hubby in town...many activities will be happening and created every day... Eating, Outing, Dating, Shopping, Lepaking, surfing, watch movie... and many more... Most of the time when hubby around I'll be minimizing my working schedule. (Cakap jela malas nak buat keje. hikhikhiik..) As my working agenda is very flexible, not tide up with punch in n punch out..so easy to manage la.

Latest we chose to dine in at Italiannies, Sunway Pyramid. As we ordered our meal, we were served with big plate of small bites assorted bread accompany with olive oil & vinegar (I suppose a balsamic vinegar) New experience..eating bread dip in olive oil n vinegar.. Interesting. For the main course we ordered Calamari Salad for me and Chicken Lasagna for hubby.. As their tagline 'Our meal meant for sharing'...its true.. generous portion. I tot of trying their dessert but we both cant...full.. good and tasty meal...only for lasagna the tomato sauce for us too sourish.. if it is a little bit milder then it surely the best lasagna we have had till today.. For the two meals n 1 ice lemon tea (as I usually dont drink much after my meal) it cost us around RM71.00. RM25.90 for the Calamari Salad, RM28.90 for Chicken Lasagna n RM6.90 for Ice Lemon Tea.


Italiannies Sunway Pyramid


Chicken Lasagna & Ice Lemon Tea


Cheesy..Hubby's fav


For me Calamari Salad...very yummy & light


Finito..

Genting Here We Come Again

Hubby came back for short study break after his trial exam... so we decided to go for another day trip to Genting as this is one of our little princess request.. to ride merry go round at Genting..which are among the activities that I told her we could only go when daddy is around.. As she understand and patiently wait for her daddy to come back so we had to fulfill her wish aka request.. Mummy Love both of you my big n little babies...

We went by cable car this time. To give new experience to our girl.



Good weather


View of the Genting peak for cable car station


Leaving the station near Awana


The thingy thing which turn the cable to move the cable car up & down

Man's 27th Birthday

Not many of us noticed how fast the time flies.

Yesterday we were laughing happily and today we frown and sad.
Yesterday the sun shone brightly and today the rain is just so impatient to pour.
Yesterday remains as memories and today we'll craft more memories to be cherished in the future.

But many of us may have noticed that when you feel the time is limited, you'll get to see, to feel, to appreciate all the things that you're going to loose. yes, it may break your heart painfully, but always, think carefully before you let go. Time is so cruel, letting all the good things go in a split second.but you can't change the fact that time will continue ticking..So appreciate and cherish whatever you have around you now while you have time before it's too late.

At this age I really felt the time flies with no sign... There are lots of thing I have yet to accomplish..lots of experience I have yet to go through.. But the time they just flew..living us behind.

March 15, Man turned 27.. And I am already 30 this year. OMG! I am behind the schedule. I plan many things I shall obtain at this very age..but..

Anyway....

To Man, Happy 27th Birthday!



Man n girl


Qamalin aka Melin




Birthday Cake from Cake Sense SS15, SJ